INDIVIDUAL SERVICES - INSURANCE, RETIREMENT & ESTATE PLANNING
Insurance, Retirement and Estate Planning involve an analysis of an individual's or family's current financial situation, identifying financial problem areas, and considering goals, objectives, values, risk, taxation,
and current/future liabilities.
Using this information, recommendations are provided in an effort to protect an individual's or family's current and future personal wealth and income, in a cost and tax-effective manner.
Recommendations are reviewed on a periodic basis.
What are some situations which utilize insurance?
Which types of insurance are utilized?
Could include some or all of the following:
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and current/future liabilities.
Using this information, recommendations are provided in an effort to protect an individual's or family's current and future personal wealth and income, in a cost and tax-effective manner.
Recommendations are reviewed on a periodic basis.
What are some situations which utilize insurance?
- Income replacement for daily living expenses
- Leaving a bequest to a charity
- Funding a child’s education
- Mortgage protection for a principal residence
- Capital gains tax payment on investment property when an estate is settled
- Tax efficient income flow during retirement
Which types of insurance are utilized?
Could include some or all of the following:
- Life
- Disability
- Critical Illness
- Long-term Care
©2018 ARMEL AND ASSOCIATES INC. ALL RIGHTS RESERVED.
